FREQUENTLY ASKED QUESTIONS
How long will it take to repair my credit?
Each situation is different. We are not a credit repair company and do not claim to repair your credit. We help you eliminate your debt.
Will I see an increase in my credit score?
Debt Solutions Today does not guarantee credit score outcomes. That said, our clients often see a
remarkable difference in their credit scores when they follow the system.
How much does it cost?
The price of the system varies with each client and is based on the result of your debt analysis. We cannot say without seeing your information however it will likely be a mere fraction of the amount of interest you are scheduled to pay on your debt. The best way to find out the price of your program is to schedule your complimentary analysis.
Is this a debt consolidation or refinance?
No, it's neither.
Will I have to change my lifestyle or current standard of living?
No, unless your standard of living is greater than your income. In that case, you will need to decide if getting
out of debt is worth changing a few of your habits to create a positive cash flow.
What's involved in the analysis?
We gather financial data such as debts, income, and your average monthly expenses. We enter the data into our advanced system and you receive your results... the exact month, date, and year you will be completely debt free.
Will I have to give sensitive or personal information?
Nope. We like our privacy as much as you do and will protect your privacy. We don't need any sensitive information such as account numbers or passwords. Just financial statistics. We can't perform the analysis without the data.
What kind of information will I need to provide?
We do not collect any personal information or names of who you owe but we do need WHAT you owe.
1. All debts you want to eliminate (auto loans, student loans, mortgage, credit cards, tax bills, doctor bills, etc.),
including interest rates, balances, & original balances
2. Income (how often, how much, what type (i.e. commission, monthly, bi-weekly, bi-monthly)
3. Monthly Expenses (Utilities, groceries, gas, memberships, cable, phone, mortgage (or rent if you don't own a home).
How long will the analysis take?
Plan on an hour to an hour and a half. The more prepared you are, the more efficient the analysis appointment!